Two comments: 1. The ACA has by all accounts kept the growth of healthcare costs in check. Yes they have gone up, but at not nearly the rate they were going up

Two comments: 1. The ACA has by all accounts kept the growth of healthcare costs in check. Yes they have gone up, but at not nearly the rate they were going up before it, let alone the increased rate that most expected. If you start getting into the details this makes a lot of sense, but those details often get lost in the conversation about mandatory coverage (and the subsidies to make that possible on the low end). 2. This sort of cost savings to the insurers is more moving the costs to other people, thus negating most of the cost savings incentives.