> Guys, this works. It's literally how the world works. That's a fairly generalized statement. So just because the world works in a certain way we shouldn't ch

> Guys, this works. It's literally how the world works. That's a fairly generalized statement. So just because the world works in a certain way we shouldn't change it? Have you or anyone else noticed that the way the world works is massively in favor of anyone that has money? How many tenants got cheated out of $1000 deposit and didn't have legal knowledge or a support system to get the landlord to court? How many people got fees from Wells Fargo, Sprint, Comcast, PG&E, fuck even Etsy because they had power to pull from their accounts at any time? How many of them got everything back due to them? Fairly and morally? How many people that DON'T have a massive blogger platform, podcast and wherewithal to start an _effective_ campaign against a multi-national because they simply are not well spoken. They are still cheated by the big guy but no one cares because it's not retweeted by Ariana Grande. AKA your main point might hold up to 5 to 10% of disputes but hardly supports the notion that it "works". I think your statement should rather be "That's how the world currently operates" and that by no means rules out creating additional ways to operate in the world.