> How much would insurance cost me per month in the US to make me covered so that I never had to worry about not being able to afford medications or a surgury?

> How much would insurance cost me per month in the US to make me covered so that I never had to worry about not being able to afford medications or a surgury? It’s not the right question. The reality is that you’d never be free from worry due to insurer denials, changes to laws that may affect your coverage, provider network status changes and rate increases, job loss, employer changing insurers, etc. There is no end to your risk in the long run, even when you have “good insurance” at a particular point in time.