Yes. You're a debt collector, and you need to speak to Melanie. Unless Melanie is looking for a job as a debt collector, chances are she has unpaid debt. Even

Yes. You're a debt collector, and you need to speak to Melanie. Unless Melanie is looking for a job as a debt collector, chances are she has unpaid debt. Even if you try to conceal where you're from, short of lying, you can't hide it if someone asks "Uh, why? Who are you?". Boom - you've violated Melanie's privacy. And what if you've yourself been "contacted" by an agency in that way, and you now see those ads for your friend?