I think this applies to families too, explaining why many well-organized and cautious people end up missing out on children. There may never be a time when you

I think this applies to families too, explaining why many well-organized and cautious people end up missing out on children. There may never be a time when you feel ready. There is always something more -- a dept paid off, a larger house, an education completed -- and that just never ends. Meanwhile, the opportunity slips away.