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You should consider making these payback rates marginal (such as 20% of all income above $40k instead of 15% of all income). As is, there's a weird gap in inco
by ac29 8y ago
You should consider making these payback rates marginal (such as 20% of all income above $40k instead of 15% of all income).
As is, there's a weird gap in incomes ($40-47k, roughly) where you'd end up taking home more money by taking a voluntary pay cut.
- asd33313131 8y agoTotally agree. I think in the future -- as the market for income share agreements becomes more sophisticated there will be marginal rates. Right now the complexity tradeoff for the customer and the financing means we aren't doing it for a while though.