1. "Hey boss, I need a raise." "How much?" "Enough to cover my spouse's income or I have to quit." Seems compelling. 2. I didn't say anything about current rec

1. "Hey boss, I need a raise." "How much?" "Enough to cover my spouse's income or I have to quit." Seems compelling. 2. I didn't say anything about current recipients. Just commented on how it may impact new applicants and the housing market. 3. Demographics change slowly.