>They're looking to maximize take-home pay. Within the limits of "what they already know how to do" and of "what risks they are willing to take." That is why

>They're looking to maximize take-home pay. Within the limits of "what they already know how to do" and of "what risks they are willing to take." That is why there are so few creative and self-employed types - most people would far rather work longer hours than have to learn anything new or take any real risks.