If you follow the rule that you are not experienced enough to pick out individual stocks you should also follow the rule not to pick various sectors or all the

If you follow the rule that you are not experienced enough to pick out individual stocks you should also follow the rule not to pick various sectors or all the other possible index funds that exist. Following this invest in only two funds. A total index fund for the companies in the country you want to live in (and hopefully the one you already do live in :) ) and a global total index fund of some type. I would choose a global fund that invests only in places that had a decent rule-of-law culture, but that's just me.