The crux of feeling trapped from increasing expenses with your income usually comes down to loans that you have to continue to pay off (or a contractual obligat

The crux of feeling trapped from increasing expenses with your income usually comes down to loans that you have to continue to pay off (or a contractual obligation). It's one of the reasons a lot of people see value in paying off their home earlier even though stock market investments are usually the better long term bet. There's a degree of freedom that comes from knowing your cost of living can essentially be utilities and food if your income was suddenly interrupted.