I've been in a similar position as you for most of my life. One weird aspect: employers/managers/companies have come to rely on you "needing" the pay cheque as

I've been in a similar position as you for most of my life. One weird aspect: employers/managers/companies have come to rely on you "needing" the pay cheque as a powerful motivator and control. When you can literally walk away from a job because you don't need the money to make your end of month payments it makes the relationship weird in some aspects. I don't even know if the party who traditionally holds this power consciously realizes it, but in my experience they seem to exhibit less confidence or willingness to play the "because I own you" card. It could also just be that I come across as less of a push-over and they respond accordingly. Regardless, interesting phenomenon...