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IIRC you can also pay with a CC inside (less likely to have a skimmer at register). I had to a couple times when driving to California for an internship, becau
by dontbenebby 8y ago
IIRC you can also pay with a CC inside (less likely to have a skimmer at register).
I had to a couple times when driving to California for an internship, because despite telling my CC company this I didn't specify exactly what days I would pass through which states, so even after entering my billing ZIP (and calling to confirm, yes, I assure you I'm traveling) I'd be forced to pay inside.
You had to specify a specific amount though and most interestingly, if you overshot (asked for 50, used 46) they refunded the difference in cash.
Personally, since I am not responsible for credit card fraud, I simply choose to have a separate card for re-occuring payments like my phone and internet. If someone skims my daily spending card, I'll just report it as fraud and not worry about it.
- gruez 8y ago>if you overshot (asked for 50, used 46) they refunded the difference in cash. I never seen that. What I always saw was they authorize for $50, then charge $46. If they're doing how you described it, they're paying interchange on the extra and not getting anything for it.
- dontbenebby 8y agoThis was someplace very rural, maybe the cost to upgrade systems was more? This was also pre chip-and-signature, I haven't had the issue since the switch as long as I can enter my ZIP code on the pump.
- paranoidrobot 8y agoThe Authorise / Charge thing has been around for a long time - it's the same thing that hotels do when you check in. I'm reasonably sure that all terminals have the feature. It does, however, require that the machine operator is aware of how to do those operations - it's probably easier for them to just charge the card for the set amount, and refund in cash. Though this slightly increases their risk, as any chargebacks means not only do they lose the product, but the cash too.