> And in fact you directly bring up the problem of that being worse for services you use extremely infrequently. So if you use it frequently the keylogger gains

> And in fact you directly bring up the problem of that being worse for services you use extremely infrequently. So if you use it frequently the keylogger gains it anyway, and if you don't use it frequently then what's your usable system again? Also, are not the most important things you want taken the least also the ones that tend to be used the most frequently? I don’t login to my online banking from my computer very often, nor do I login to government / tax services frequently. I’d be pretty upset if the credentials for these things (especially in the case of some banks, the second password required to perform any kind of transfer operation) got compromised simply because my entire password database got dumped from machine memory without having been used.