I'm in the UK, so £27k for a three year degree, and cost of living and any commitments for the period. It becomes a huge gamble, even if you don't need to debt

I'm in the UK, so £27k for a three year degree, and cost of living and any commitments for the period. It becomes a huge gamble, even if you don't need to debt fund it, if you are coming back into the workplace with only 10 or 15 years to run. When I look at friends who got out of tech, which is now more of them than didn't, I see age taking away choices. Switch before 40s, a fully new career on the back of a degree or training to become whatever seems possible. Leave it later in 40s and 50s and it seems there's fewer choices and far more frustration around it, and the odd mid life crisis.