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It really is a question of your willingness to accept a lower wage for work you want to do. I am 34 and have been doing web development professionally since I w

It really is a question of your willingness to accept a lower wage for work you want to do. I am 34 and have been doing web development professionally since I was 19. I have always and still do love it. I suspect that is at least partially due to the fact that I have consistently accepted lower pay to work at small businesses and nonprofits. I currently work for the local PBS affiliate and absolutely love the environment, people, and challenges there. But, I do also worry about how that will affect me and my family long term. Will my wife and I be able to support our children well? Will we be able to retire comfortably? Etc. I’m certainly still making a very comfortable wage compared to many other professions, but I have turned down salaraies 25+% higher than my current one from much larger corporate organizations. Will I regret that in 20 years?

mrhappyunhappy 8y ago
Run some savings calculations, check the kids’ savings, live debt free, top of emergency funds, should be ok. Regretting anything is a waste of time and energy because you just never know where life might have taken you had you made the other choice. Say you accepted the larger pay job but the work environment was poor and you brought work problems home, which then affects marriage and you divorce and lose your kids. Hypothetical sure, but millions of these types of scenarios could play out from a single choice. It’s best not to live in regrets and accept everything as is. Ultimately we have control momentarily and can steer our ship any which way we like but the sea is full of icebergs.
- cr0sh 8y ago
  > Regretting anything is a waste of time and energy because you just never know where life might have taken you had you made the other choice. Wise words written. I "regret" - at the ripe old age of 45+ - having not gone on to get an advanced degree. I was lazy; I know that now. It was not because of inability. But I make a comfortable living as an SE, have no children, have a good amount of savings, and I am debt free (other than a mortgage, which doesn't count - especially since my house is now worth double of what I paid for it 15+ years ago - plus having equity, etc). So - since actually pursuing a degree (something I have considered) would likely not improve my salary prospects much, and would only put me further in debt - I instead occasionally spend time involving myself in MOOCs (so far all of them in the AI/ML space). I try not to dwell on that "regret"; as you have said, life could have turned out so much differently and I would likely have other "regrets" instead. Instead, I do what I can to continue my educational self-improvement in other ways (MOOCs being one small part), and focus instead upon my life's successes and everyday enjoyments, which are honestly more than enough for me.

mrhappyunhappy 8y ago

Run some savings calculations, check the kids’ savings, live debt free, top of emergency funds, should be ok. Regretting anything is a waste of time and energy because you just never know where life might have taken you had you made the other choice. Say you accepted the larger pay job but the work environment was poor and you brought work problems home, which then affects marriage and you divorce and lose your kids. Hypothetical sure, but millions of these types of scenarios could play out from a single choice. It’s best not to live in regrets and accept everything as is. Ultimately we have control momentarily and can steer our ship any which way we like but the sea is full of icebergs.

cr0sh 8y ago
> Regretting anything is a waste of time and energy because you just never know where life might have taken you had you made the other choice. Wise words written. I "regret" - at the ripe old age of 45+ - having not gone on to get an advanced degree. I was lazy; I know that now. It was not because of inability. But I make a comfortable living as an SE, have no children, have a good amount of savings, and I am debt free (other than a mortgage, which doesn't count - especially since my house is now worth double of what I paid for it 15+ years ago - plus having equity, etc). So - since actually pursuing a degree (something I have considered) would likely not improve my salary prospects much, and would only put me further in debt - I instead occasionally spend time involving myself in MOOCs (so far all of them in the AI/ML space). I try not to dwell on that "regret"; as you have said, life could have turned out so much differently and I would likely have other "regrets" instead. Instead, I do what I can to continue my educational self-improvement in other ways (MOOCs being one small part), and focus instead upon my life's successes and everyday enjoyments, which are honestly more than enough for me.