That’s not really the message I was trying to convey. Not all debt is the same. If your decisions have tangible impact on business outcomes, your company brand,

That’s not really the message I was trying to convey. Not all debt is the same. If your decisions have tangible impact on business outcomes, your company brand, or morale, then anything that adds risk or debt should be weighed carefully as such. You should also weigh personal behaviors and decisions in terms of debt and risk, but that’s orthogonal to the topic of business and engineering decisions.