You should look up usury. “Sorry, you sold yourself into slavery. Integrity isn’t outdated.” Some forms of lending are predatory, and most developed nations hav

You should look up usury. “Sorry, you sold yourself into slavery. Integrity isn’t outdated.” Some forms of lending are predatory, and most developed nations have rightly outlawed them. Somehow, though, loaning tens of thousands at 14% (yes, I took on a loan like that at the ripe old age of 18) isn’t seen as an issue. People should absolutely refuse to pay unsustainable debts they can’t afford (but I have news for you: there are already people not paying... because they can’t). I’m glad you’re secure enough to dispense such wisdom like this, but I fail to see how it’s going to help anyone pay their rent or buy a house, because at the end of the day, people simply cannot afford these loans. And if you’re going to suggest that people just shouldn’t borrow, them prepare to have a steadily diminishing college-educated population as only the increasingly wealthy can afford to actually get an education.