We already have something like that, when you don't pay on your loans they garnish your wages. They aren't not trying to collect this money, the problem is many

We already have something like that, when you don't pay on your loans they garnish your wages. They aren't not trying to collect this money, the problem is many people don't have the money to pay it off. Creditors will call you literally every single day if you owe money on student loans and aren't paying on them.