Visa doesn't collect any fees on cash transactions. This argument gets contrived pretty quickly. When you go to a restaurant, technically the cost of toilet pap

Visa doesn't collect any fees on cash transactions. This argument gets contrived pretty quickly. When you go to a restaurant, technically the cost of toilet paper is factored into your bill whether you go to the bathroom or not. If you shop online, technically the cost of rent for the retailers brick and mortar stores will be factored into the price. Transaction fees aren't a tax, they're the price paid for consuming a service.