Yes it is. How the hell is it not? If I give you $27 and you give me $3 back, then yes, technically you've handed me $3. Taking that out of context ignores the

Yes it is. How the hell is it not? If I give you $27 and you give me $3 back, then yes, technically you've handed me $3. Taking that out of context ignores the end result, which is that I've given you a net $24. You wouldn't be $3 richer if the transaction had never taken place, so acting all indignant that you paid me $3 when you came out way ahead seems pretty disingenuous to me.