Eh, even if you don't value airline/hotel points, you can pretty easily get ~$500/card in value in sign up bonus just for opening the card and using it for expe

Eh, even if you don't value airline/hotel points, you can pretty easily get ~$500/card in value in sign up bonus just for opening the card and using it for expenses you were going to incur anyway. You need to be discerning about what you apply for and only apply for the good deals, but it really doesn't take much time.