The alternative to cash is not necessarily credit. It can also be debit. Which means I don’t have to line Visa’s or MC’s pockets for it. My bank is already gett

The alternative to cash is not necessarily credit. It can also be debit. Which means I don’t have to line Visa’s or MC’s pockets for it. My bank is already getting its cut for offering me a form of electronic cheque. So the fact that cash incurs a cost (it does, especially for the merchant) is not the scarecrow argument that would justify Visa or MC boosting fees or even using a credit card.