Wow Ramit must be happy with that piece, it is like NYT reposted one of his blog posts verbatim! Ramit has some great tips, his general message seems to be get

Wow Ramit must be happy with that piece, it is like NYT reposted one of his blog posts verbatim! Ramit has some great tips, his general message seems to be get off your lazy ass a do something about your finances!