The biggest problem isn't even lack of time or talent. the biggest problem is lack of opportunity. we're not in 2007 anymore. Just look at ProductHunt, where

The biggest problem isn't even lack of time or talent. the biggest problem is lack of opportunity. we're not in 2007 anymore. Just look at ProductHunt, where 100s or 1000s of top-notch applications and software are released every week. How many of those do you think produce any kind of financial success? It's a very small number of them indeed. How many times have you thought of a great idea to solve a problem only to discover it's already been done a bazillion times? There are still many unsolved problems, but those are the ones that can't be solved, either due to regulation, barriers to entry or cost of distribution.