Current unemployment benefits have significant administrative overhead such as eligibility testing, forms to send and receive, staff who meet with the individua

Current unemployment benefits have significant administrative overhead such as eligibility testing, forms to send and receive, staff who meet with the individuals each week to ensure that they are achieving their required job application targets, additional staff to handle appeals, paper by the ream, printer toner, heating & office space... and only then can the money be disbursed. UBI in contrast just moves money to bank accounts.