That depends, how much money do you owe the bank? As Getty famously said, if you owe the bank $100, you have a problem. If you owe the bank $100 million, the ba

That depends, how much money do you owe the bank? As Getty famously said, if you owe the bank $100, you have a problem. If you owe the bank $100 million, the bank has a problem. The company I work at has only about 100 people, but we sell to large companies like the Fortune 500. Our payment terms have been net 90 the whole time I've worked here. Pain in the ass for reporting, but we'd be loath to do anything that might jeopardize closing a deal.