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After two years of undergrad, my child has been accepted into the professional program for graphic design. At a state university. With no debt. My child worked

After two years of undergrad, my child has been accepted into the professional program for graphic design. At a state university. With no debt. My child worked part time for a couple of years in high school. My child worked hard to get good grades. My child worked hard to get accepted into the program, while holding down a part-time job. My child is pretty pragmatic. Being free of debt will allow them to be a poor starving artist. You can be pragmatic, debt-averse, and an artist, historian, counselor, or anything else.

SketchySeaBeast 8y ago
Did your child have your help?
- freeopinion 8y ago
  All my love. edit: Ok. I fed, clothed, transported, and housed them through the end of high school.
  - SketchySeaBeast 8y ago
    To be able to put yourself entirely through school while working part time is impressive. They must have been incredibly frugal and had a decent job to pay for all their needs and school. Were they able to take advantage of scholarships? Is the program they've been accepted to the same cost, or more?
    - freeopinion 8y ago
      See reply above. Now that I can reply directly, I will be more direct. On campus housing + tuition = ~$10000/year $12000/$8/hr = 1500 hours = 30 hours/week for 50 weeks That's frugal, but I wouldn't say incredibly frugal. It's very doable. If the alternative is to live it up and rack $10K debt each year, then complain because you have to pay it back and they won't let you bankruptcy out of it... Maybe you can talk your boss into a $1000 scholarship. Maybe you get some help from Rotary Club. Maybe you can pick up $500 from you department to help pay for textbooks. Every little bit helps. But even without the help, you can pay for college as you go. Or you can sink $50K+/year at an ivy league and think the world owes you when you're done.
      - SketchySeaBeast 8y ago
        I replied to you in the other thread you started - according to one university website I read, you're not estimating the cost by half in that. Even here you're not counting food in your calculation, nor any other money for books or supplies, or any spending money. Also, you're working 30 hours a week basically all year long, that's a lot of work come exam time.
        freeopinion 8y ago
        That figure does count food. And spending money. 30 hours is a lot. Yes. And...? Do you want a great college education? Without debt? Without work? Without sacrifice? I can't help you. But if you are willing to work, and sacrifice a little, I can help you. Many prefer to rack up huge debt, then complain about it.
- freeopinion 8y ago
  Your question below does not allow response, so I will respond here. Cascadia College ~$4300/year tuition. Connecticut State Colleges and Universities ~$4300/year tuition. Northern Oklahoma College $4000~5000/year tuition. University of South Florida ~$6400/year tuition. Utah State University Eastern < $4000/year tuition. This is not a list of the cheapest colleges. It is a random selection based on geography. $5000 at $8/hour = 625 hours = 12.5 hours/week for 50 weeks.
  - SketchySeaBeast 8y ago
    That doesn't account for room and board, nor taxation. I took a look at the Conneticut State Colleges and Universities Residents requirements and they say "On campus room and board is provided by the school at a cost of $11,816 per academic year." That's huge. In fact, the amount they estimate(1) it'll cost is $25,152 - at $8/hr that's 3144 hours, or 251 weeks at 12.5 hours/week. That's 5 years of saving for one year. If you live off campus at a cheap place ($600/month - I couldn't find a place that cheap, but I assumed that it must exist), that's $7,200 for the year for housing, which ends up being 4 years of work at part time. Paying for university is actually the cheap part of living there. 1) http://www.collegecalc.org/colleges/connecticut/central-connecticut-state-university/ http://www.collegecalc.org/colleges/connecticut/central-conn...
    - freeopinion 8y ago
      Paying for university is the cheap part of most college experiences. That's part of the point. People are whining about student debt. But they are using that debt to pay rent, but cars, order another round of beer, buy another laptop... If you want a college education, they can be had in quality for under $15,000/year total. Tuition, fees, books, rent, food, laundry, everything. No car, used laptop, state school. If there isn't one across the street from you, look around. My kids are spread across the country. So far, they all have degrees they can be proud of. University of Nebraska has campus housing as low as $4000/year. Tuition and fees ~$9000/year. Boise State has 3 bedroom apartments for $825/month. Tuition and fees ~$8000/year. $2000 scholarship to residents with 3.3+ GPA. Arizona State has apartments for ~$5000/year. Tuition and fees ~$11000/year. Georgia Tech has apartments for ~$6400/year. Tuition and fees ~$12500/year If you don't have the money, don't expect MIT. But you can get a decent--sometimes best-in-class--STEM degree from state colleges. Go in with five roomates on rent. Cook planned meals. Give up your smart phone and its $60/month plan. Pretend like you're really poor. Live like you're really, really poor. For four years. Then when you're done, lose out on real big job offers to MIT grads and settle for something under 6 figures (read 7 figures in Silicon Valley).

SketchySeaBeast 8y ago

Did your child have your help?

freeopinion 8y ago
All my love. edit: Ok. I fed, clothed, transported, and housed them through the end of high school.
- SketchySeaBeast 8y ago
  To be able to put yourself entirely through school while working part time is impressive. They must have been incredibly frugal and had a decent job to pay for all their needs and school. Were they able to take advantage of scholarships? Is the program they've been accepted to the same cost, or more?
  - freeopinion 8y ago
    See reply above. Now that I can reply directly, I will be more direct. On campus housing + tuition = ~$10000/year $12000/$8/hr = 1500 hours = 30 hours/week for 50 weeks That's frugal, but I wouldn't say incredibly frugal. It's very doable. If the alternative is to live it up and rack $10K debt each year, then complain because you have to pay it back and they won't let you bankruptcy out of it... Maybe you can talk your boss into a $1000 scholarship. Maybe you get some help from Rotary Club. Maybe you can pick up $500 from you department to help pay for textbooks. Every little bit helps. But even without the help, you can pay for college as you go. Or you can sink $50K+/year at an ivy league and think the world owes you when you're done.
    - SketchySeaBeast 8y ago
      I replied to you in the other thread you started - according to one university website I read, you're not estimating the cost by half in that. Even here you're not counting food in your calculation, nor any other money for books or supplies, or any spending money. Also, you're working 30 hours a week basically all year long, that's a lot of work come exam time.
      - freeopinion 8y ago
        That figure does count food. And spending money. 30 hours is a lot. Yes. And...? Do you want a great college education? Without debt? Without work? Without sacrifice? I can't help you. But if you are willing to work, and sacrifice a little, I can help you. Many prefer to rack up huge debt, then complain about it.
freeopinion 8y ago
Your question below does not allow response, so I will respond here. Cascadia College ~$4300/year tuition. Connecticut State Colleges and Universities ~$4300/year tuition. Northern Oklahoma College $4000~5000/year tuition. University of South Florida ~$6400/year tuition. Utah State University Eastern < $4000/year tuition. This is not a list of the cheapest colleges. It is a random selection based on geography. $5000 at $8/hour = 625 hours = 12.5 hours/week for 50 weeks.
- SketchySeaBeast 8y ago
  That doesn't account for room and board, nor taxation. I took a look at the Conneticut State Colleges and Universities Residents requirements and they say "On campus room and board is provided by the school at a cost of $11,816 per academic year." That's huge. In fact, the amount they estimate(1) it'll cost is $25,152 - at $8/hr that's 3144 hours, or 251 weeks at 12.5 hours/week. That's 5 years of saving for one year. If you live off campus at a cheap place ($600/month - I couldn't find a place that cheap, but I assumed that it must exist), that's $7,200 for the year for housing, which ends up being 4 years of work at part time. Paying for university is actually the cheap part of living there. 1) http://www.collegecalc.org/colleges/connecticut/central-connecticut-state-university/ http://www.collegecalc.org/colleges/connecticut/central-conn...
  - freeopinion 8y ago
    Paying for university is the cheap part of most college experiences. That's part of the point. People are whining about student debt. But they are using that debt to pay rent, but cars, order another round of beer, buy another laptop... If you want a college education, they can be had in quality for under $15,000/year total. Tuition, fees, books, rent, food, laundry, everything. No car, used laptop, state school. If there isn't one across the street from you, look around. My kids are spread across the country. So far, they all have degrees they can be proud of. University of Nebraska has campus housing as low as $4000/year. Tuition and fees ~$9000/year. Boise State has 3 bedroom apartments for $825/month. Tuition and fees ~$8000/year. $2000 scholarship to residents with 3.3+ GPA. Arizona State has apartments for ~$5000/year. Tuition and fees ~$11000/year. Georgia Tech has apartments for ~$6400/year. Tuition and fees ~$12500/year If you don't have the money, don't expect MIT. But you can get a decent--sometimes best-in-class--STEM degree from state colleges. Go in with five roomates on rent. Cook planned meals. Give up your smart phone and its $60/month plan. Pretend like you're really poor. Live like you're really, really poor. For four years. Then when you're done, lose out on real big job offers to MIT grads and settle for something under 6 figures (read 7 figures in Silicon Valley).