The problem: People can't save for retirement. > The challenges are clear: More than one-third of all private sector workers do not have access to a workplace

The problem: People can't save for retirement. > The challenges are clear: More than one-third of all private sector workers do not have access to a workplace retirement plan. Projections show that 44 percent of Baby Boomers and Gen Xers risk running short of funds for retirement. And 40 percent of American adults would be unable to come up with $400 for an emergency expense account, without borrowing money or selling a possession. The proposed solution: People should save for retirement. > First, individuals and families must make saving for retirement a priority. > The answer is obvious: start saving early, even if it's a small amount, and get regular tax-free savings. While we're at it starving people should eat something and homeless people should get a place to live.