I agree with you but grocery and other essentials bills itself comes out to be $2000 per month for family of 4. If you don’t care about organic food shopping, s

I agree with you but grocery and other essentials bills itself comes out to be $2000 per month for family of 4. If you don’t care about organic food shopping, specific brands for quality and relying heavily on Wallart then it is possible to lower this at $1000. The eating out lunch at work itself is usually $300. Phone + cable + internet bills in family would add another $300 even when you haven’t upgraded in 4 years and so minimum TV subscription. The cost of gas and 2 car maintenance + insurance easily adds up to $500/mo. Replacing car, even mid end, adds another $500/mo for next 5 years. Computers, house maintenance (essential servicing) etc will add another $300/mo spread out. We haven’t yet got to various other utilities, schooling, dentist, optometrist etc. I suppose bare minimum essential is probably $1000/mo but if you set needle to little above middle class but way below “rich” (which is not same as median) then $3000’for “everything else” is not sufficient.