Neutral. I promised my family that our lifestyle won’t change. If I don’t make this work, I’ll go back on the job market. If we end up spending our savings we c

Neutral. I promised my family that our lifestyle won’t change. If I don’t make this work, I’ll go back on the job market. If we end up spending our savings we can consider it an advance from retirement and I’ll make up for it later. I got insurance to cover for catastrophic situations.