I'm not making $200k. And if I was living in a place where I could make $200k, then I certainly wouldn't be able to save $80k -- not when the average 1BR apart

I'm not making $200k. And if I was living in a place where I could make $200k, then I certainly wouldn't be able to save $80k -- not when the average 1BR apartment in that area was going for $2100 per month in 2013, and there has been at least 20% YOY compound growth in the years since.