I took out some student loans for a grad degree and still have around $20k left. This was a few years ago so my fixed interest rate is 5.6%, which today is only

I took out some student loans for a grad degree and still have around $20k left. This was a few years ago so my fixed interest rate is 5.6%, which today is only a little higher than the rate for a 30-year fixed mortgage. I stretched out the repayment to 25 years and it's on autopay. The monthly payment is around $150/month. Also, interest is tax deductible if you make less than $85k. I barely think about this loan at all except for filing taxes. Of course everyone's situation is different, but even ~$40k in debt for one of the most forgiving loans you can take out (both in terms of the fixed rate, the amount of time you can stretch out, and the tax deductibility of the interest) is not worth the stress.