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> You’re saying that children basically barely out of high school need to make decisions that are very high cost and impact the rest of their lives, then held a
by malvosenior 8y ago
> You’re saying that children basically barely out of high school need to make decisions that are very high cost and impact the rest of their lives, then held accountable for them when they make a mistake.
Yes, I'm absolutely 100% saying this. We need to bring back the concept of personal responsibility. 18 year olds can go fight in wars, vote and drive. They are fully capable of making informed financial decisions. Basic algebra should be sufficient to see the math isn't going to work in your favor.
It's possible it's a generational thing. Boomers burned draft cards, bras, dropped out and most definitely were not listening to their parents at 18.
Gen X (my generation) was so disillusioned with the boomers that we ignored literally everything they told us. It's extremely foreign to me to hear the argument: "But our parents told us to go to expensive universities!" The generations prior to this would take that as an anti-command and done the opposite.
When you're an adult (which you are at 18) you must take responsibility for yourself.
- brandonmenc 8y ago> 18 year olds can go fight in wars, vote and drive. imo, we should probably raise the legal age of adulthood. > They are fully capable of making informed financial decisions. Yet so many of them obviously are not able.
- smileysteve 8y agoThere are plenty of older people who don't understand compound interest or progressive tax rates. Imo, consider the opposite, 2 years being an adult in the military or apprenticing at a job before college could provide the experience that sheltered children need.
- brandonmenc 8y ago> consider the opposite, 2 years being an adult in the military or apprenticing at a job before college could provide the experience that sheltered children need. Just my personal opinion, but 20 year olds aren't really adults either. I think we need another legal category that is more than a minor but less than an adult to cover ages approximately 18-24.
- pnw_hazor 8y agoAlso, schools that offer federally backed financial aid have qualified financial aid officers. These guys/gals should provide the gate-keeping that some feel that 18-year-olds are incapable of. These so-called professionals might do their job better if the school was penalized for defaults.