+1 this is what I also came here to say. I have mostly worked as a remote consultant in the last 25 years. My wife and I talk about large expenses costing how m

+1 this is what I also came here to say. I have mostly worked as a remote consultant in the last 25 years. My wife and I talk about large expenses costing how much of my time. This leads us to spending a lot of money on travel because we love to see new places and not so much money eating out and we own a modest but nice house. Another thing about time vs. money: I found that it feels really empowering to turn down jobs that are not a good fit: consciously giving up money when I wouldn't learn from or enjoy a project and allocate the time to spend with friends and family or learning new things.