5 ms·

If you leave your keys in your front door and get robbed, your insurance will laugh you out the window when you try to file a claim. Surprised I had to explain

• bdowling 8y ago
  Whether a particular theft is covered would depend on the specific language of your insurance contract. For example, a theft might be covered where leaving the keys in the door was a rare lapse in otherwise good security (reasonable), but not in the case where it was the the regular procedure (negligent). Coverage might also depend on how the specific contract language has been interpreted by courts in your jurisdiction in the past.