You can't stop using Equifax, Experian, or Trans Union. While it is likely you can stop using Target, there are plenty of other retailers who have been the sub

You can't stop using Equifax, Experian, or Trans Union. While it is likely you can stop using Target, there are plenty of other retailers who have been the subject of data breaches. Here is just a partial list: https://en.wikipedia.org/wiki/List_of_data_breaches https://en.wikipedia.org/wiki/List_of_data_breaches When these companies have data breaches and loose your credit data into the public they should pay a real price. At the moment their penalty is offering you "a years worth of credit monitoring". There is virtually no accountability for protecting this data yet your credit profile is used extensively for everything from getting a load, to rending an apartment, security and background checks.