Perhaps a less opinionated description of new tech, and their business proposition is here [1] "... FreedomCoin is a regulated cryptocurrency powered by BitRai

Perhaps a less opinionated description of new tech, and their business proposition is here [1] "... FreedomCoin is a regulated cryptocurrency powered by BitRail for merchants that puts the power of payments back into the consumer’s hands. Meant to be used for inexpensive, instant, and secure payments and money transfers, FreedomCoin allows consumers — for the first time — to have access to a cryptocurrency for common transactions with impressive ease-of-use. ..." Pricing is 1.9% per transaction (at the same link). Better than credit cards or paypal, obviously. No more than 5,000 USD per transaction (regardless if it is an ACH transaction or just between parties). The usage is not anonymous. [1] https://freedomcoin.cc/#more https://freedomcoin.cc/#more