I'm not aware of homeowners insurance that has a separate deductible for personal electronic devices. People typically have a deductible of $1000 or more for th

I'm not aware of homeowners insurance that has a separate deductible for personal electronic devices. People typically have a deductible of $1000 or more for their homeowners claims. Also, if you ever make a claim, your rates will go up and you will be unable to switch carriers for about 5 years as no one will insure you if you had a recent claim.