Any amount of money you owe on a loan (whether it be a fixed amount, like 1 cent per 10,000 usd or a percentage) is usury. It is bad because it exploits people

Any amount of money you owe on a loan (whether it be a fixed amount, like 1 cent per 10,000 usd or a percentage) is usury. It is bad because it exploits people in need, and people with money get more money doing basically nothing. Do not distinguish between the two based on how much interest gets charged, it's all the same. As far as I'm aware, what are known as Abrahamic religions made no distinction between the two. It's a modern invention. Most inflation today is artificial, banks print more money to stimulate people spending more money. This is one summary I came across: https://www.quora.com/What-is-artificial-inflation https://www.quora.com/What-is-artificial-inflation