4 ms·

I think that being able to leave a job and still have the same health care would be transformative for entrepreneurialism in the United States. I’ve known lots

I think that being able to leave a job and still have the same health care would be transformative for entrepreneurialism in the United States. I’ve known lots of folks over the years who’ve felt tied down to a job because they were the only member of their family to have health insurance, and they couldn’t afford to risk their spouse or children getting sick.

minikites 8y ago
I think that's a big reason so many non-insurance companies are fighting against the idea of universal healthcare for all citizens, they like having this tremendous power/leverage over their employees.
- drewrv 8y ago
  That's interesting. I've wondered for a long time why non-healthcare industries don't lobby hard for universal healthcare. It's a huge cost and administrative nightmare.
howard941 8y ago
Agreed. There's actually a term for it: Job lock. https://en.wikipedia.org/wiki/Job_lock https://en.wikipedia.org/wiki/Job_lock
oddevan 8y ago
This. When I lost my job in 2013, I considered making an attempt at a freelance/contract career. That stopped when I got a rejection letter (not an increase in price, a full-stop rejection) from my preferred open market insurance provider. (And it was for being too skinny.)
pnutjam 8y ago
My insurance isn't great, but I hit my copay (and Out-of-pocket-max) for the year in January, so I'm locked in for the year.<br><br>Come to think about it, maybe this is part of the plan for High Deductible plans.
- rayhendricks 8y ago
  Ugh this is so true. The high-deductible plans are designed to both reduce costs to employers and also keep employees locked in due to high out of pocket max. At this point we are just paying to avoid the Obamacare tax penalty.
  - howard941 8y ago
    There is no tax penalty https://www.healthcare.gov/fees/fee-for-not-being-covered/ https://www.healthcare.gov/fees/fee-for-not-being-covered/
    - rayhendricks 8y ago
      Yes I know not any more after tax year 2018.
rijoja 8y ago
You don't think you still would be paying for it, just because you loose the choice of whom your paying?
- aaronbrethorst 8y ago
  I have no idea what you're trying to say.

minikites 8y ago

I think that's a big reason so many non-insurance companies are fighting against the idea of universal healthcare for all citizens, they like having this tremendous power/leverage over their employees.

drewrv 8y ago
That's interesting. I've wondered for a long time why non-healthcare industries don't lobby hard for universal healthcare. It's a huge cost and administrative nightmare.

howard941 8y ago

Agreed. There's actually a term for it: Job lock. https://en.wikipedia.org/wiki/Job_lock https://en.wikipedia.org/wiki/Job_lock

oddevan 8y ago

This. When I lost my job in 2013, I considered making an attempt at a freelance/contract career. That stopped when I got a rejection letter (not an increase in price, a full-stop rejection) from my preferred open market insurance provider. (And it was for being too skinny.)

pnutjam 8y ago

My insurance isn't great, but I hit my copay (and Out-of-pocket-max) for the year in January, so I'm locked in for the year.<br><br>Come to think about it, maybe this is part of the plan for High Deductible plans.

rayhendricks 8y ago
Ugh this is so true. The high-deductible plans are designed to both reduce costs to employers and also keep employees locked in due to high out of pocket max. At this point we are just paying to avoid the Obamacare tax penalty.
- howard941 8y ago
  There is no tax penalty https://www.healthcare.gov/fees/fee-for-not-being-covered/ https://www.healthcare.gov/fees/fee-for-not-being-covered/
  - rayhendricks 8y ago
    Yes I know not any more after tax year 2018.

rijoja 8y ago

You don't think you still would be paying for it, just because you loose the choice of whom your paying?

aaronbrethorst 8y ago
I have no idea what you're trying to say.