By your logic, most credit cards are a scam. I think you need to look up the word scam. Then use words based on the dictionary definition of them the way the r

By your logic, most credit cards are a scam. I think you need to look up the word scam. Then use words based on the dictionary definition of them the way the rest of us do. It helps in communicating when people use a dictionary to define words instead of the thoughts in their head.