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It's worth noting that the mere _existence_ of a debit card on a checking account still opens a fraud vector, even if you never use it. If the physical card is
by T-hawk 16y ago
It's worth noting that the mere _existence_ of a debit card on a checking account still opens a fraud vector, even if you never use it. If the physical card is stolen, or the bank has a security breach where the number is obtained, those are both enough information to make fraudulent transactions. Of course, using a debit card will greatly enlarge the attack surface, but not using it does not make you immune.
- camiller 16y agoBack before the "cvv" number on the back of the card you could download a bit of software of the net that would generate random account numbers with valid ICA/BIN and check digit. You just picked the name of the bank you wanted the card to appear to be from.