There's eFaktura in Norway[1]. Merchants send their bills to you electronically, and you pay them through your homebanking interface. As I never used it when I

There's eFaktura in Norway[1]. Merchants send their bills to you electronically, and you pay them through your homebanking interface. As I never used it when I lived there, I don't know if the mechanism is fast enough for immediate purchases. 1. http://en.wikipedia.org/wiki/EFaktura http://en.wikipedia.org/wiki/EFaktura