Author fails to mention that people for sure not only don't trust banks but also governments. the whole argument that trust is not needed because institutions

Author fails to mention that people for sure not only don't trust banks but also governments. the whole argument that trust is not needed because institutions fails in all failed states that author happens not to live in. I remind you the "chancellor on bring of second bailout". that's the value proposition. Lastly, author can't spell Ethereum