I'm gonna flip this on its head a bit; I've been that "bad actor" in the past, when I honest to god could not afford a course/book/whatever. Not "This will cut

I'm gonna flip this on its head a bit; I've been that "bad actor" in the past, when I honest to god could not afford a course/book/whatever. Not "This will cut into my entertainment fund", more "I won't be able to pay rent if I pay for this". I'm not in that position anymore, but a lot of my later purchases were based on what I learned while I was broke. Now I naturally default to O'Reilly books, for example, if I want a technical manual. Mostly because I downloaded a handful when I was in college. If you're expecting your company to be around a while, there's a section of customers which will "abuse" your money-back guarantee, then later buy products from you legitimately, that wouldn't be accessible if you made it difficult to abuse the guarantee in the first place. And as many people have stated here, the "abuse" ends up being only a handful of people to begin with.