The things that would get me to switch banks would be: - A system that helps me strategically save, pay off debt, etc., all integrated with the bank's online b

The things that would get me to switch banks would be: - A system that helps me strategically save, pay off debt, etc., all integrated with the bank's online banking system. - The ability to deposit checks by submitting a photo of the front of the check via a website or iphone app. - No fees. Period. - A high interest savings account designed to get me to save more. Perhaps by adding extra interest if I reach a predefined goal and roll some of it into a CD. - A built-in line of credit to prevent overdrafts/fees and to encourage a more aggressive savings strategy. - Electronic signatures - Credit coaching. Help me take steps to get that 800 credit score. I think people value their relationship with a bank very highly, and this sort of thing would build tremendous trust/loyalty.