Well, speaking as an Australian here, one of the primary reasons for using a credit card is because of the consumer protections it entails. If someone puts thr

Well, speaking as an Australian here, one of the primary reasons for using a credit card is because of the consumer protections it entails. If someone puts through a false charge on my number or steals my credit card, I call up the credit card company and I tell them, it gets marked as stolen, the charge is written off, and I get issued a new card. Indeed, and this is purely my own personal opinion, there's precious few reasons to use one if not for the consumer protections, and subsequently, i hardly ever use paypal because its just too much of a hassle and I can't see the point in doing more work for less convenience...