For a long time i've wanted to disrupt[1] the UK banking industry and i even came up with a rough plan on what i'd do. While searching around i came across bank

For a long time i've wanted to disrupt[1] the UK banking industry and i even came up with a rough plan on what i'd do. While searching around i came across banksimple.com which are pretty much doing a similar thing but in the US, i know a good few people on HN are aware of them. Unfortunately its highly unlikely i'll ever get to do what i'd like to because i'm simply not in a position to do it, nor have any experience in the banking industry. It'll have to be one of those dreams that never happens. To me the number one benefit of internet banking is the convenience and less bureaucracy but even then the actual banking industry itself imposes limits on internet banking because of this and stifles innovation. I'd like to see API's for banks and i believe theres ways to do it safely and securely but i really cant see something like that happening in the next 10 years because of the industry behind the online fascia. [1] i detest using that word in this context