> Otherwise you are asking for an insurance for you not understanding the terms and conditions. Is this an unreasonable request? :) Whenever I get insurances

> Otherwise you are asking for an insurance for you not understanding the terms and conditions. Is this an unreasonable request? :) Whenever I get insurances through work I rarely get terms and conditions? If I do, I rarely get something specific, it's very ambiguous.. and contains unqualified conditions. I find that agents can rarely answer questions I have, how was I suppose to understand things?