The reason I have renters insurance in Denmark is that it also covers liability, if I damage someones property.. even on a bike or something. (If I recall corr

The reason I have renters insurance in Denmark is that it also covers liability, if I damage someones property.. even on a bike or something. (If I recall correctly, I had liability coverage through renters insurance in the US, when I lived there) Cover liability in case you run someone over on a bike and they are severely disabled.